Company Overview:
Sigma Consulting Group is a distinguished recruitment firm providing end-to-end recruitment solutions and strategic business consulting services. With over a decade of expertise, we specialize in specialist executive search, volume recruitment, and RPO, catering to high-demand sectors such as healthcare, technology, oil and gas, and e-commerce across Africa.
About Our Client:
Our client, Sabi Finance Microbank, is a forward-thinking financial institution dedicated to providing innovative microloans and financial literacy education to individuals and small businesses in Nigeria. They are committed to fostering personal and economic growth since 2015.
Role Summary:
As a Credit Analyst, you will be responsible for evaluating the creditworthiness of loan applicants and assessing the risk associated with lending. You will analyze financial data, conduct risk assessments, and make recommendations to management on loan approvals and terms.
Responsibilities:
- Analyze financial statements, credit reports, and other financial data to assess creditworthiness.
- Evaluate the financial health and stability of loan applicants and borrowers.
- Assess the risk associated with lending, including credit risk, market risk, and operational risk.
- Prepare credit memos and reports summarizing findings and recommendations.
- Review loan applications and make recommendations to management on loan approvals and terms.
- Monitor the performance of existing loans and identify potential risks or issues.
- Collaborate with sales and marketing teams to develop loan products and marketing strategies.
- Stay updated on industry trends, regulatory requirements, and best practices in credit analysis.
Requirements:
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- Proven experience in credit analysis or a similar role in the financial services industry.
- Strong analytical and quantitative skills.
- Knowledge of financial modeling and risk assessment techniques.
- Excellent communication and interpersonal abilities.
- Attention to detail and ability to work well under pressure.
- Proficiency in Microsoft Excel and financial analysis software.
- Certification in credit analysis or risk management is a plus.
Benefits:
- Competitive salary with performance-based incentives.
- Comprehensive benefits package including health insurance and retirement savings plan.
- Opportunities for career growth and professional development.
- Positive work environment with a focus on teamwork and collaboration.
How to Apply:
Interested candidates should send their CV and cover letter to hiring@mysigma.io with the subject line “Credit Analyst Application”.